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© 2023 Midwinter Financial Services Pty Ltd | Disclaimer
The calculators on this website have been provided by Midwinter Financial Services Pty Ltd (Midwinter). They are for general illustration purposes only and are based on the limited inputs provided by you and/or your adviser. They are based on assumptions built into the calculator and as such are only an estimate that may not be accurate for your specific situation. Although Midwinter endeavours to ensure that the calculators are accurate, we cannot guarantee it is free of errors or suitable for every intended purposes. To the extent permitted by law, under no circumstances will Midwinter (and its related companies) be liable for any loss (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with the access to or use of this calculator. Other than required by Consumer Protection Law, under no circumstances will Midwinter and its related companies be liable for any loss or damage caused by a user’s reliance on information obtained by using this Calculator. The calculator does not take into account all your personal circumstances, including your current lifestyle expenses, other financial commitments like debt or other needs and objectives. When making any financial decisions you should take into account all your objectives, financial situation or needs. You should also consider that money invested in super generally cannot be accessed until you retire. The calculator should not be relied on for making a decision about a particular financial product or class of financial product and is not a substitute for financial advice. We recommend you consider obtaining advice from a licensed financial adviser who can work with you to develop a financial plan specifically tailored to your objectives, financial situation or needs before taking any financial action. As the results are not guaranteed to occur as assumed or expected, we recommend you revisit this calculator and specific advice on a regular basis.